financial-health
Evaluate the financial health of an A-share company through earnings quality, cash conversion, working capital, leverage, and balance-sheet risk. Use this skill when revenue and profit trends diverge from cash flow, when debt and capex matter, or when impairment and receivable quality are major concerns. All outputs must include accessible source links.
How do I install this agent skill?
npx skills add https://github.com/spikehongg/china-stock-research-skills --skill financial-healthIs this agent skill safe to install?
- Gen Agent Trust Hubpass
This skill provides a structured methodology for evaluating the financial stability and accounting quality of A-share companies. It guides the agent through analyzing public reports and identifying red flags in balance sheets. The skill utilizes official information disclosure sites for data retrieval and contains no malicious code or risky operations.
- Socketpass
No alerts
- Snykpass
Risk: LOW · No issues
What does this agent skill do?
Financial Health
Diagnose whether the company's accounting profit is supported by real cash and a resilient balance sheet.
Non-Negotiable Rules
- Tie every ratio back to a public filing.
- State the reporting period and whether figures are audited or unaudited when known.
- Separate accounting facts from analytical judgment.
- Do not produce a target price here.
- Default every intermediate and final output to Simplified Chinese unless the user explicitly requests another language.
Read First
skills/shared/references/source-registry.mdskills/shared/references/citation-standard.mdskills/shared/references/financial-kpi-dictionary.mdskills/shared/references/analysis-pattern-selector.mdskills/shared/references/language-output-standard.mdskills/financial-health/references/red-flag-checklist.md- If the company is in an asset-heavy ramp, also load
skills/shared/references/asset-heavy-ramp-overlay.md. - If the company is an IDC or AI-compute asset-ramp case,
skills/shared/references/idc-heavy-asset-transition-overlay.mdandskills/financial-health/references/idc-balance-sheet-stress-guide.mdare optional example overlays.
When to Use
- Revenue is rising but profit or cash flow is weak.
- Working capital is expanding faster than sales.
- Debt, finance cost, guarantees, or capex may threaten the balance sheet.
Workflow
- Pull the latest annual, interim, and quarterly reports.
- Build a three-statement view: income statement, cash flow, balance sheet.
- Focus on cash conversion, receivables, contract assets, inventory, capex, debt, finance cost, and impairment.
- Compare current stress points with management explanation.
- Score liquidity, leverage, and earnings quality.
Required Output
事实: key line items, ratio set, debt schedule, impairment, working-capital trend解读: main structural problem, risk transmission path, likely breakpoints待验证问题: hidden guarantees, collection pace, refinancing schedule, off-balance-sheet itemsHealth Scorecard: earnings quality, cash conversion, liquidity, leverage, asset quality
Boundaries
- Do not restate the full industry structure.
- Do not select valuation methods here.
- Do not make a portfolio-allocation call.
How can the creator link this skill?
Add the canonical catalog link to the repository README so users can inspect current installs and available audits. The publishing guide covers the complete discovery path.
<a href="https://skillzs.dev/skills/spikehongg/china-stock-research-skills/financial-health">View financial-health on skillZs</a>